Terms of Service — TWL Premium Suite

1. Acceptance of Terms

By accessing or purchasing the Traders Wealth Lounge Premium Suite Mentorship Program (the "Program"), operated by Traders Wealth Lounge LLC ("TWL," "we," "us," or "our"), a Wyoming limited liability company, you ("Member," "you," or "your") agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, do not purchase or access the Program.

2. Description of Service

The Program is a structured group trading mentorship delivered through a private Discord community. Upon full payment and on the cohort start date, Members receive:

Access to a private Discord server
Access to a library of pre-recorded educational content covering trading psychology, order flow, footprint charts, TPO, market structure, options, macro analysis, and prop firm concepts
Access to live group mentorship sessions hosted by a team of six (6) independent analysts
Ongoing group-based market discussions and educational breakdowns shared within the Discord

This is primarily a group-based educational program. While occasional one-on-one mentorship may occur at the analysts' discretion, the core structure is built around group sessions and community learning. One-on-one time is not guaranteed and should not be expected as a standard part of the Program.

Analysts operate independently and are not all active at the same time. Participation, session frequency, content delivery schedules, and availability may vary without notice.

3. Eligibility

You must be at least 18 years of age and legally able to enter into a binding agreement in your jurisdiction. By purchasing the Program, you represent and warrant that you meet these requirements.

4. Purchase Price & Payment

The total program price is $4,400.00 USD per Member. Pricing is the same for every Member of the cohort.

Two-step payment structure:

Step 1 — Deposit ($500): A non-refundable deposit of $500.00 USD is required at the time of enrollment to reserve your seat in the cohort.
Step 2 — Balance ($3,900): After completing the $500 deposit payment on Whop, Members are automatically redirected to a confirmation page containing their secure $3,900 balance payment link. Members may complete the remaining balance payment at any time on or before the cohort start date.

The remaining balance of $3,900.00 USD must be completed on or before the cohort start date, when program access is delivered. Members are responsible for saving and accessing their balance payment link, which is provided immediately after deposit completion.

If a Member chooses not to complete the remaining balance on or before the cohort start date, the $500 deposit is forfeited and the seat is released. No portion of the deposit will be refunded under any circumstances.

All payments are processed through Whop, Inc. ("Whop"), a third-party payment processor. TWL does not store or process credit card information directly. Your use of Whop is subject to Whop's own terms of service and privacy policy.

5. Refund & Cancellation Policy

THE $500 DEPOSIT IS NON-REFUNDABLE. The deposit pays for the seat reservation in the cohort and is considered fulfilled upon confirmation of the Member's enrollment. No refund of the deposit will be provided under any circumstances, including but not limited to change of mind, scheduling conflicts, or dissatisfaction with program content.

If a Member cancels before the cohort start date or fails to complete the remaining $3,900 balance on or before the cohort start date, the $500 deposit is forfeited. The seat will be released to another member.

Once the remaining balance of $3,900.00 USD is paid and program access is delivered on the cohort start date, ALL SALES ARE FINAL. No refunds, returns, exchanges, or cancellations are provided after program access is granted.

By enrolling, you acknowledge and agree that:

You are paying for access to educational content and a group learning environment
The service is considered fulfilled upon delivery of Discord access on the cohort start date, regardless of whether you choose to participate
Continued participation is not required for the service to be considered fulfilled
Dissatisfaction with results, content, or outcomes does not constitute grounds for a refund

6. Educational Purposes Only — No Financial Advice

THE PROGRAM IS FOR EDUCATIONAL AND INFORMATIONAL PURPOSES ONLY. Nothing provided through the Program — including but not limited to live sessions, pre-recorded content, market analysis, trade ideas, strategy discussions, or any communication from analysts — constitutes financial advice, investment advice, trading advice, or any other form of professional advice.

TWL, its analysts, employees, contractors, and affiliates are NOT registered investment advisors, broker-dealers, financial planners, or licensed financial professionals. No content provided through the Program should be construed as a recommendation to buy, sell, hold, or trade any security, futures contract, option, or financial instrument.

7. Risk Disclosure

Trading futures, options, and other financial instruments involves substantial risk of loss and is not suitable for all investors. You may lose more than your initial investment. Past performance of any trading system, methodology, strategy, or analyst is not necessarily indicative of future results.

You acknowledge that:

Trading involves risk and you may lose money
No trading results are guaranteed by this Program
You are solely responsible for your own trading decisions and financial outcomes
Any trading you conduct is done at your own risk and with your own capital
You should not trade with money you cannot afford to lose
You should consult with a qualified financial professional before making any investment decisions

8. Intellectual Property & Content Ownership

All content provided through the Program is the exclusive intellectual property of Traders Wealth Lounge LLC, Traders Wealth Lounge, and/or the respective analysts. This includes, but is not limited to:

All live mentorship session recordings and replays
All pre-recorded educational videos, lessons, and tutorials
All written materials, guides, workbooks, checklists, and playbooks
All presentations, slides, charts, infographics, and visual materials
All proprietary trading strategies, methodologies, frameworks, and concepts taught within the Program
All Discord messages, posts, analysis, commentary, and discussions from analysts or TWL staff
All templates, indicators, models, scanners, and any other proprietary tools shared within the Program
All logos, branding, trademarks, names, and visual identity of TWL and TWL
All community discussions, Q&A content, trade reviews, and case studies

Members are granted a limited, non-transferable, non-exclusive license to access and use Program content for personal educational use only. This license does not grant Members any ownership rights, reproduction rights, distribution rights, or commercial usage rights of any Program materials.

9. Prohibited Use — No Copying, Sharing, or Redistribution

Members are strictly prohibited from copying, distributing, sharing, reselling, or redistributing any Program content in any form. This prohibition includes, but is not limited to, the following actions:

Recording: Screen recording, screen capturing, video recording, audio recording, or any other form of recording live sessions, pre-recorded videos, or Discord content
Screenshots: Taking screenshots of Program content, Discord messages, video lessons, analyst commentary, or proprietary charts and materials for the purpose of sharing outside the community
Downloading: Downloading, scraping, extracting, or archiving any video, audio, document, or digital asset from the Program for any purpose other than personal learning within the platform
Sharing login credentials: Sharing, lending, or transferring your Discord access, login credentials, or Program access to any other person, including family members or friends
Redistribution: Uploading, posting, sharing, or making available any Program content on any external platform, including but not limited to YouTube, TikTok, Instagram, X (Twitter), Facebook, Telegram, Reddit, Discord servers outside of TWL, Google Drive, Dropbox, torrent sites, or any other public or private channel
Reselling: Selling, licensing, sublicensing, or commercializing any Program content, methodology, strategy, or teaching
Derivative works: Creating derivative works, courses, content, or materials based on Program teachings and publishing them for commercial or non-commercial use
Sharing video links: Sharing Program video links, Discord invite links, or any access URLs with non-members
Teaching Program content: Teaching, instructing, mentoring, or coaching others using Program methodology, strategies, or materials, whether paid or unpaid
AI training: Using Program content to train, fine-tune, or develop artificial intelligence models, machine learning systems, or any automated content-generation tools

Violation of this Section 9 will result in immediate termination of Program access without any refund. TWL reserves the right to pursue all available legal remedies against violators, including but not limited to injunctive relief, monetary damages, statutory damages under copyright law, recovery of attorney's fees, and reporting to relevant authorities for copyright infringement.

Each Member acknowledges that Program content has significant commercial value, and that unauthorized reproduction or distribution causes irreparable harm to TWL and its analysts. Members agree that monetary damages alone may be inadequate compensation for any breach of this section, and TWL may seek injunctive relief in addition to any other remedies available at law or in equity.

9.11 Access Monitoring

TWL actively monitors account access, including IP address logs, device fingerprints, login locations, session timestamps, and simultaneous login patterns. TWL reserves the right to investigate any activity that suggests account sharing, unauthorized access, or credential distribution. Evidence of account sharing — including but not limited to logins from multiple geographic regions, simultaneous sessions on unauthorized devices, or unusual access patterns — will result in immediate and permanent termination of Program access without refund. Members consent to this monitoring as a condition of enrollment.

10. Code of Conduct

Members agree to conduct themselves professionally within the Discord community. The following are prohibited:

Harassment, bullying, discrimination, or abusive language toward any member, analyst, or staff
Sharing Program content outside the community without authorization (see Section 9)
Solicitation, promotion, or advertising of competing products, services, or communities
Impersonation of analysts, staff, or other members
Any activity that disrupts the learning environment
Posting spam, offensive content, or material unrelated to trading education

Violation of these rules may result in removal from the community without refund at TWL's sole discretion.

11. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, TWL, ITS OWNERS, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, ANALYSTS, CONTRACTORS, AND AFFILIATES SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, REVENUE, DATA, OR USE, ARISING OUT OF OR RELATED TO YOUR ACCESS TO OR USE OF THE PROGRAM, WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), OR ANY OTHER LEGAL THEORY, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

In no event shall the total liability of TWL exceed the amount you have paid for the Program at the time of the claim.

12. Indemnification

You agree to indemnify, defend, and hold harmless TWL, its owners, officers, directors, employees, agents, analysts, contractors, and affiliates from and against any and all claims, damages, obligations, losses, liabilities, costs, or debt arising from your use of the Program, your trading activities, your violation of these Terms, or your unauthorized reproduction or distribution of Program content.

13. Third-Party Services

The Program is delivered through Discord and payments are processed through Whop. TWL is not responsible for the availability, functionality, security, or policies of these third-party platforms. Your use of Discord and Whop is subject to their respective terms of service and privacy policies.

References to third-party products, platforms, brokers, or prop firms within the Program are for educational purposes only and do not constitute endorsements.

14. Modification of Terms

TWL reserves the right to modify these Terms at any time. Material changes will be communicated through the Discord server. Your continued participation in the Program after any modification constitutes acceptance of the updated Terms.

15. Termination

TWL reserves the right to terminate your access to the Program at any time for violation of these Terms, the Code of Conduct, or the Prohibited Use provisions (Section 9), at its sole discretion, without refund. TWL also reserves the right to discontinue the Program at any time. Lifetime access is defined as access for the duration that the service remains active and operational.

16. Governing Law & Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the State of Wyoming, without regard to conflict of law principles. Any disputes arising under these Terms shall be resolved through binding arbitration in Sheridan County, Wyoming, in accordance with the rules of the American Arbitration Association. You waive any right to a jury trial or to participate in a class action lawsuit.

17. Severability

If any provision of these Terms is found to be unenforceable or invalid, the remaining provisions shall continue to be valid and enforceable to the fullest extent permitted by law.

18. Entire Agreement

These Terms, together with the Privacy Policy, Risk Disclosure, and Mentorship Agreement form, constitute the entire agreement between you and TWL regarding the Program and supersede all prior agreements and understandings.

19. Contact

For questions regarding these Terms, contact us through the TWL Discord server or via direct message to @iamJMinx on X (Twitter).